MUIGAI, J. M.; MUNALA, G.; KIAMBIGI, J. M.; SIMON, S. M. Optimizing Mortgage-Financed Construction: An Empirical Assessment of Critical Success Factors in Kenya. Journal of the Kenya National Commission for UNESCO, [S. l.], v. 6, n. 2, 2026. DOI: 10.62049/jkncu.v6i2.548. Disponível em: https://journals.unesco.go.ke/index.php/jknatcom/article/view/548. Acesso em: 22 jul. 2026.